Money is more than numbers on a spreadsheet — it’s a tool God entrusts to us for His purposes. Luke 16:10 reminds us, “Whoever can be trusted with very little can also be trusted with much.” Managing our finances well allows us to meet our needs, bless others, and honor God.
1. Start with Stewardship as a Calling
Everything we own belongs to God. Viewing money as His provision changes how we budget, spend, and save. Ask yourself: “How can I use what I have to glorify God?”
2. The Give–Save–Spend Framework
A simple, biblical approach to managing income:
– Give: Set aside the first portion for tithes and offerings (Proverbs 3:9).
– Save: Build your emergency fund and prepare for future needs.
– Spend: Live within your means and avoid unnecessary debt.
3. Practical Steps to Start Today
– Track every dollar for one month to see where it goes.
– Automate giving and savings to build consistency.
– Review your budget quarterly to make adjustments.
4. The Reward of Faithful Management
When we’re disciplined, we free ourselves from financial stress and create space for generosity.
Faithful money management is part of our witness. To learn more about secure, faith-aligned investment options that help you grow while supporting ministry work, visit the investment services at COGBF Financial Solutions.