Life’s surprises are certain — car repairs, medical bills, job changes. Proverbs 21:20 says, “The wise store up choice food and olive oil, but fools gulp theirs down.” Setting aside resources isn’t a lack of faith — it’s wisdom in action.
1. Why an Emergency Fund Matters
– Protects your household from financial crises
– Keeps you from relying on debt
– Ensures you can continue giving even in tough times
2. Biblical Examples of Preparation
Joseph stored grain during seven years of abundance to prepare for famine (Genesis 41). Planning ahead was God’s way of protecting His people.
3. How to Start
– Set an initial goal of $1,000 to cover small emergencies
– Work toward 3–6 months of living expenses
– Keep the funds accessible, but separate from daily spending accounts
4. Where to Store It
Choose a safe place that earns interest without risking loss — like a savings account or short-term investment product.
Being ready for life’s storms reflects wise stewardship. Explore COGBF FS’s secure savings and investment tools designed to help members prepare without compromising their values.
